Powering Modern Financial Infrastructure

Build secure payment solutions using EfinMoney APIs. Accept payments, transfer funds, create virtual accounts, verify customers, automate collections, and scale your fintech business with enterprise-grade APIs.

Example Request

POST /v1/payments

Authorization: Bearer YOUR_TOKEN

{
  "amount":5000,
  "currency":"NGN",
  "customer":{
    "name":"John Doe",
    "email":"john@example.com"
  }
}

Everything You Need

Developer-friendly APIs built for speed, security, and scalability.

💳 Payment API

Accept card, bank transfer, USSD, QR, and mobile money payments through one unified API.

💸 Transfers

Send instant payouts to bank accounts, mobile wallets, and beneficiaries worldwide.

🏦 Virtual Accounts

Generate dedicated virtual accounts for automated payment collections and reconciliation.

🌍 Cross Border

Move money across multiple countries with competitive exchange rates.

🔐 Verification

Verify identities, bank accounts, BVN, KYC information, and businesses instantly.

⚡ Fast Integration

RESTful APIs, webhooks, SDKs, and detailed documentation for rapid deployment.